Twenty-two villas with pools and sea views on the Costa Tropical — acquired through a non-profit cooperativa at cost price, with estimated savings of around 20 % compared with an equivalent market purchase.* Bank-guaranteed under Spanish law.
In a Spanish housing cooperativa, buyers collectively commission their own villas. There is no developer in between — and therefore no developer's commercial margin. You pay the actual cost of land, construction and management. The result: a finished home with estimated savings of around 20 % compared with an equivalent property bought from a developer at market price.*
You are not buying from a developer who needs to earn a profit. You buy your share of the cooperativa at the actual cost of land, construction and management.
Indicative estimate based on the elimination of the developer's margin, compared with an equivalent new-build at market price. Actual savings depend on the project and cost trends.
The award of your villa is subject to Spain's reduced 10 % VAT, like any new home. It is calculated on the cost price — not on a marked-up market price — so the absolute tax amount is lower too.
On a 500 K€ villa, that can mean tens of thousands of euros — kept, or invested in the home itself: kitchen, materials, smart-home, finishes. Llave en mano, your way.
*Indicative estimate based on the elimination of the developer's margin. Actual savings depend on each project, its location and cost trends. This does not constitute a commercial promise or a guarantee of the final price. The award of the home is subject to the reduced 10 % VAT applicable to new-build housing in Spain.
The cooperativa model is regulated under Spanish law and explained in detail by Core Gestión, an independent reference on cooperativa management in Spain.
There is a place where a home in Spain is earned, not bought. Where the price reflects the cost of building, not a developer's margin.
Casalia Homes was founded to open this model to Northern European buyers. We are not a brokerage. We are the bridge between you and Tau Gestión Cooperativas, an institution founded in 1985 with four decades of experience managing housing cooperativas.
Read our portrait of the Costa TropicalEntered from the upper level, the gaze falls straight to the open sea. Three floors, private pool, generous terraces that follow the sun.
Entered from the garden level, oriented to the sunset. Pool on the lower floor, sheltered terraces, the largest outdoor space of the three models.
The efficient choice: compact, bright, with a pool in the lower level and a terrace facing the sea. Ideal as a second home or a considered investment.
Three levels per villa — lower floor, ground floor, upper floor. 167 m² built area, pool and terraces included.
Behind every cooperativa stand three institutions. We have surrounded ourselves with the most respected.
Tau Gestión has accompanied Spanish cooperativas since 1985 — four decades of experience managing housing cooperativas. Each villa is built by established construction firms, selected on financial and technical standing.
"Every euro you deposit is secured by a bank guarantee under the Spanish Building Act (Ley 38/1999, as modified by Ley 20/2015). Should construction not begin or finish on time, your money is returned with legal interest."
Leading Spanish and foreign-friendly banks finance international buyers — typically up to 70 % loan-to-value. Advice in your home country, contract in Spain. Our legal team handles NIE, anti-money-laundering clearance and Spanish bank accounts for you.
Buying a home in another country can feel uncertain. It needn't. Two independent professionals — a multilingual lawyer and a notary in Málaga — guide every step of your purchase.
An independent lawyer and economist who advises every international buyer through the legal, fiscal and bureaucratic process. NIE application, anti-money-laundering clearance, Spanish bank account, cooperativa statutes — handled in your language.
The notarial office that witnesses every contractual step of your purchase. Located in central Málaga, recognised by the Spanish College of Notaries.
Personal consultation by email, video or in person — in English, German, Dutch, Swedish, Finnish, Russian and Spanish.
No risk before mortgage approval. Clear, protected, at your pace.
A deposit secures your villa — paid into an account designated in the reservation agreement.
Your equity contribution, which covers the land, the building licence and the start of construction. Every euro paid is protected by an individual bank guarantee.
The remainder, paid from the start of construction through a Spanish mortgage — with leading Spanish and foreign-friendly banks. Comfortable instalments, or in cash if you prefer.
The listed price is for a complete, ready-to-live villa — finished kitchen, finished bathrooms, climate control, all surfaces. Step inside on day one. Or, before construction begins, configure the home to your taste.
Personalisation options are agreed before construction begins and priced transparently — at cost, with no developer mark-up.
Twelve views inside Sueños del Mar — living spaces, kitchens, bedrooms and the rooftop terrace.
The full building specification — the materials, systems and finishes behind every villa.
A marked reduction in monthly electricity use, minimal environmental impact and optimal thermal comfort all year round.
A catalogue of finishes, joinery, smart-home modules, shower screens and integrated LED packs. Some options carry an additional cost.
This specification is provisional and may be amended for technical reasons or building-licence requirements, while always preserving the overall quality of the materials.
A non-profit structure in which future owners join together to build their homes at cost. There is no developer between you and the project, so there is no developer's commercial margin. You pay the actual cost of the project — which is where the estimated saving of around 20 % comes from.*
By eliminating the developer's commercial margin: you pay the actual cost of land, licence and construction — nothing more. The award of the home is subject to Spain's reduced 10 % VAT, like any new build, calculated on the cost price rather than a marked-up market price, so the absolute tax amount is lower as well.*
Every payment is secured by a bank guarantee under the Spanish Building Act (Ley 38/1999, modified by Ley 20/2015) and held in a notarial account. If the project does not proceed, your funds are returned. The structure is overseen by Tau Gestión Cooperativas, founded in 1985, with four decades of experience managing housing cooperativas.
Yes. Non-resident buyers from the EU and beyond can join the cooperativa. A multilingual lawyer and notary guide the process, and leading Spanish and foreign-friendly banks offer mortgages of up to 70% of value.
A complete, ready-to-live villa: finished kitchen with appliances, finished bathrooms, climate control, private pool, terraces, garden and garage as per plan. Before construction begins you may also configure finishes and materials at cost.
Construction begins in late summer, once the building licence is granted. All 22 villas are currently available.
Casalia Homes was founded because international buyers in Spain too often encounter language barriers, opaque contracts and questionable developers.
We are the translators, the auditors, the companions. We choose what is worth choosing. We understand the legal subtleties. We hand you the pen at signing — and step back afterward.
What remains: your keys. And the certainty of having done the right thing.
No call centres. No standard emails. A personal advisor will respond within 24 hours — in your language.